Debt Resolution: Are you one of the millions of Americans with overwhelming debt and financial obligations, you may be considering filing for bankruptcy. Before you pay thousands of dollars and have something on your credit report for up to 10 years, you need to consider a viable method available that can help you eliminate 50% - 70% of your credit card debt without bankruptcy.
Pre-nuptial, Parenting Plans and Divorce:As fifty per cent of all marriages end in divorce, should you be reviewing your positions, what belongs to whom when there is a split? Should there ever be a commingling of funds and/or assets? Does your prospective partner exhibit fiscally responsible behavior? Consider a prenuptial agreement. Whether you have substantial assets or not, it always makes sense to clarify what belongs to whom, possible alimony and/or child custody issues, etc. Yes, this is certainly not romantic but it could spare a lot of unnecessary pain and stress should your union end. These are painful questions that infer a lack of trust, but as one divorce attorney puts it, this is not the person you once knew: this is someone temporarily insane.
Mediation:is an alternative to traditional litigation. A mediator is a neutral third party who acknowledges your emotional and practical concerns, while helping to negotiate an agreement between you and your spouse, children, employer or any party you may have a disagreement with.
Mediators work with both parties to resolve key issues, including visitation, child support, custody, alimony, property division and claims settlement. In a mediation session, either party may have an attorney or financial planner present. At the end of this process, the mediator creates a settlement agreement for your situation. Mediation typically takes several sessions, and often both parties split the mediation fees.
Financial Planning:Focus Capital Wealth Management offers stability and continuity – each client is serviced directly by the firm’s principals.
We believe there is no one planner who's right for every person or every situation. We take pride in our ability to work closely with and educate our clients, and to provide personalized and responsive service. We are committed to helping you reach your goals and realize your dreams. We understand that a successful, lasting relationship requires frequent, effective communication between an advisor and its clients. We take an extraordinary amount of time developing and cultivating each client relationship. In other words, we’ll ask the right questions to keep you moving forward to accomplishing your envisioned life. Financial planning is obviously not a D0-IT-Yourself program but is an extension of tools Negotiate 4 Life offers.
How Much Will It Cost? If you're reading this, chances are you're already short on cash and credit or very thrifty, so price is obviously a consideration. The good news is that these programs, to Do-It-Yourself, is significantly less expensive than hiring an attorney and cost a small fraction of what a debt settlement or debt management company charges.
Typically programs cost between $99 and $595. They come with all of the forms, letters and strategies the professionals use to contact your courts and/or creditors without the aid of expensive legal fees. You can include support and consulting as you may need it from time to time. The beauty is that you can design how much help or not that you may need. This process is ideal for people who are motivated and can follow easy, step-by-step directions.